Payment OptionsDavenport, IA
INSURANCE ASSISTANCE
At Schommer Dental, our goal is to maximize your insurance benefits and make any remaining balance easily affordable. It is important for you to understand that your dental insurance is a contract between you and your insurance company, which is set up through your employer. If you have concerns on the type of coverage, it is best to talk with your employer. All estimated co-pays and deductibles are due at the time of service. If you have any questions regarding your insurance benefits, please don’t hesitate to call our office at (563) 272-2331 and we will assist you with your concerns.
Our practice accepts most dental insurance programs. Insurance companies can be difficult and challenging to understand. No insurance pays 100% of all procedures. Dental insurance is meant to be an aid in receiving dental care. Many patients think their insurance pays 90%-100% of all dental fees. This is not true! It covers a limited amount of services in any given year. This limit can be anywhere between $500-$2500 per calendar year and, unfortunately, has not increased within the last 40 years, therefore, dental plans traditionally are good only for basic dental services such as routine check-ups, cleanings, and possibly some emergency treatments, like root canals and/or crowns.
Please understand that we file dental insurance as a courtesy to our patients. We are not responsible for how your insurance company handles its claims or for what benefits they pay on a claim. We can only assist you in estimating your portion for the cost of treatment. We at no time guarantee what your insurance will or will not do with each claim.
Most importantly, please keep us informed of any insurance changes such as policyholder's name, insurance company, or a change of employment.
Financial Assistance
We offer multiple options for financing your dental treatment.
Option 1 | We accept major credit cards such as Visa, Mastercard and Discover.
Option 2 | We also accept third party financing such as Care Credit and Cherry.
Cherry
We offer simple and transparent financing through Cherry on jobs up to $25,000. The application takes about a minute to complete, and checking your loan options does not impact your credit score. If you’d prefer to pay over time and want to learn more about our options, contact us for more information. Prequalify Now
CareCredit
As a service to our patients, we are pleased to accept the CareCredit card, the nation's leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. You can begin your treatment today and conveniently pay with low, monthly payments.
CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 and up, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.
CareCredit can be used by the whole family for ongoing treatment without having to reapply and by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply Now or see our staff for more details.
Check out what others are saying about our Dental services on Yelp: Dentist Davenport
Recent Posts
Can A General Dentist Repair A Dental Implant Restoration?
Many general dentists offer dental implant restoration to treat tooth loss. They can also repair the dental implant restoration if anything happens, or they may recommend the patient to an oral surgeon for the most effective treatment if severe concerns develop. It is beneficial to understand what options you have if anything goes wrong with your…
Getting Professional Teeth Whitening After Braces
Interested in professional teeth whitening after braces? Having braces removed can be exciting for patients who are eager to show off their newly-straightened smiles. Most people want to ensure that their smile looks its absolute best, especially once braces have been removed. One way to help achieve that is through a professional teeth whitening appointment.Professional…
How Dental Crowns Can Restore A Tooth's Function And Appearance
Dental crowns, or tooth caps, are a common dental restoration for fixing broken, cracked, or decaying teeth. The goal of this dental restoration is to improve the size, shape, strength, and aesthetics of the tooth. Your teeth and the severity of the issue will determine whether the dentist suggests a dental crown for you. In…
Full Mouth Reconstruction Procedures
If your oral health challenges call for a full mouth reconstruction, you probably have a lot of questions. There are many reasons why you may feel worried about the upcoming treatments. Many of these treatments are invasive and involved. Fortunately, you can have peace of mind that the dentist has the knowledge and training to…
Dental Bonding Or A Crown: What's Recommended?
Dental bonding and dental crowns are two common types of restorative dental procedures. Many general dentists offer both treatment options, and there are pros and cons to each procedure. Understanding when a general dentist may recommend dental bonding or a crown can help you decide which option is more appropriate for you. The best way to…